Get £100 - £2,000

Loans Paid in as Little as 15 Minutes!

Give Us Your Details

Fill in our secure 2-minute form giving us your basic details, the more we know the better we can help.

We'll Search Our Panel 

Using the information you've given us, we will search our panel of lenders to find the best lender for you.

Get The Best Deal

We'll show you the deal from the cheapest lender on our panel likely to say yes to your loan. 


Short term loan lenders have many different criteria borrowers must meet before theyll lend to them. This can mean having to fill in many application forms before finding a lender who'll offer you a loan. We work with a number of lenders and after filling in our application form, we compare the criteria of all the lenders to find the cheapest lender most likely to say yes to your loan. 

Once we've found the best lender for you we'll show you the loan deal in more detail, it's up to you wheather you accept or not. This is all done in a matter of minutes!

A number of lenders on our panel offer loans to people with poor credit so a perfect credit score isn't necesary to get a loan. The system checks for the cheapest lender most likely to say yes to your loan based on your credit rating.

Typically our lenders pay out on the same day, some within 15 minutes of accepting your loan application. 

How We Compare

We put together a simple APR comparison table so you can see how we compare to other providers in the market...

Quick Quid1,301.2%
Payday UK1,186%
Piggy Bank1698.1%

Loans With No Guarantor Required

Lady getting loan

For many, getting some form of emergency funding can be a stretch. The Payday Loan application process is often lengthy and riddled with bottlenecks such as credit checks and endless paperwork. While some people may borrow from family and friends or even use a loan guarantor, this may not always be the case.

What Is A No Guarantor Loan?

It all starts with understanding the meaning of the term “guarantor”. Well, it is a common financial term, whose meaning may not always be immediately apparent. To dispel any confusion associated with the term, it’s important to understand its exact meaning. When it comes to money lending, a “guarantor” is someone who agrees to take over the responsibility for repayment of a loan if and when the borrower is unable to meet their financial obligations fully and on time.

Having a creditworthy guarantor comes with several benefits, but finding someone to agree to act as your guarantor is not easy, especially if you have a bad credit history or none at all. When you don’t have continuous cash flow; your credit history seems to be on a downward spiral, and your finances are probably at their worst, it’s easy to give up hope. And that’s where we come in. provides short term loans without guarantors for people in need of financial assistance, but are unable to access traditional loans from banks, financial institutions or other sources. A no-guarantor loan just refers to a loan where the loan agreement does not make co-signing of the agreement by a guarantor a requirement of acceptance.

Loan Points
Apply For a Loan Of Up To £2,000

We understand that getting money in the current financial times can be a challenge. Whether you need some cash for living expenses or to pay for something such as overheads or an unplanned bill, we’re always ready to provide much-needed financial assistance. At No Guarantor Loans UK, fast payday loans loans without guarantors needed are just a few clicks away.

We have a very straightforward application process, allowing us to process applications promptly. Once your loan application is approved, you can receive the emergency funding you need, when you need it. That means you can avoid the hassle of finding a guarantor. Forget about having to wait several days or even months for a loan approval; we can pay out your loan in as little as 15 minutes. During tough financial times, when you desperately need quick funds at short notice, a no guarantee loan can be a lifesaver.

One of the major tenets of our business is to ensure transparency. The last thing any borrower needs is to be bombarded with hidden fees that require them to pay more than expected for a loan. At, we value the need for excellent customer service. We make sure all our clients benefit from a transparent loan experience by ensuring all costs are stated explicitly throughout the loan application process.

Our no guarantor loans also offer flexibility based on your unique financial situation. Our loans range from £100 - £2,000. We have flexible repayment options to make it easier for you to pay off your debt on time. You can always count on us for bad credit loans no guarantor instant decision.

Why Are No Guarantor Loans So Popular?

No guarantor loans offer peace of mind and relief in periods of financial distress. It goes without saying that they have become quite popular in the recent past, and with good reason:

Cash is available anytime for easy and flexible loan terms. Thus, it’s easy to apply and validate a loan-often quicker than approaching a financial institution or another lender for a short term loan. The absence of a guarantor also contributes to a faster application process.

They have no hidden fees or loan charges. Therefore, it’s easy to understand. There are no complicated rates to work out. You how much you have to pay back even before signing a contract, and that’s it.

A less than stellar credit score is not necessarily a barrier to a successful loan application. Unlike traditional lenders, there’s no need to pass a credit score when applying for a no guarantor loan at NoGuarantorLoans.

The amount of documentation and paperwork required to apply is minimised. In fact, you can make your entire application online and have your money sent to you in a few minutes, all from the comfort of your living room couch.

Getting into debt with short term loans and payday loans can cause serious money troubles. Visit

Get Your Loan Now...


272 Bath Street
G2 4JR